www.Commercial-Financing.us is a commercial financing related online portal with the quickest response time. It is where one can inquire about the services of Raising Capital, Obtaining Business Lines of Credits, Cash leveraging, and structured financing using domestic, off-shore and international financial institutions. This is hopefully the "last option" you may consider when all else have failed. We hope you have done all of your "shopping" online. These programs are PERFORMING and you will have the opportunity to explore the possibilities once we are properly engaged.

Available Services (When we are properly engaged): We have the resources and capabilities to establish 3 bank accounts for you for your initial transaction and future transactions to come. We will also establish an International Trust and International Business Company for you. These services are available for you. (For those who are seeking loans for project funding or loans / financing against bank instruments such as documentary letter of credit - DLC, standby letter of credit - SBLC, letter of guarantee - LG, bonds, safekeeping receipts - SKR, medium term notes - MTN, and bank guarantees - BG). Your new accounts will consist of a holdings account, a spending account and a pass-through account for your business. This is needed if you are interested in establishing an international business presence and capabilities as well as asset protection and wealth management. You need to carefully consider: Your very own bank - whom you may have YEARS of business relationship - cannot assist you in your financing endeavors, you need to get your funds out of that bank and invest it/deposit it in a bank that CAN be of assistance to you. Does this make sense? If it does, then kindly read on...

Stage 1: Start Ups - Business Line of Credit

cash leveraging programs...

FOR THOSE WHO HAS BAD CREDIT, BUT HAVE CASH ON HAND:

Start ups, small to midsize businesses. All types of businesses are accepted. This is a 4:1 cash leveraging or 25% Cash deposit is required. It is NOT credit/FICO driven. Leverage amounts are between $100,000 to $500,000. As an example, a $25,000 cash deposit will get you a $100,000 line of credit. Turnaround time is about 30 days. Clients may conduct full due diligence on the providing source once clients are pre-qualified and all documents/contracts/fee agreements/non disclosures are signed. 30-45 banking days until you get your funds transferred into your account.

Also Available: Business Line of Credit From $100,000 to $1,000,000 - This program is tailored for US-based small to midsize businesses with an established presence for at least several years (with a decent "profit & loss" records. 30-45 banking days until you get your funds transferred into your account.

FOR THOSE WHO HAS EXCELLENT CREDIT, BUT VERY LIMITED CASH ON HAND:

We can get our banks to lend you unsecured line of credit (yes, we know which banks that are still lending - as of December 30th, 2009). Simply send us your recent credit report (you can use any free credit report check providers) so that we can ask our banker if you would qualify or not. Any sensitive information you may "black out" or "delete". We just want to see your recent scores.

Stage 2: Cash Leveraging

The funds from the line of credit will be used into a managed buy-sell program... Details can only be given to QUALIFIED CLIENTS (CLIENTS WITH CASH ON HAND - AND WHO CAN EASILY PROVE IT).

Stage 3: Project Funding / Asset Management / Private Banking

Our bank will issue a guarantee for your project. Funds generated from this guarantee (by way of discounting) will not be moved or encumbered when it is placed in one of our bank programs. This is the SAFEST programs you'll find anywhere. Clients may conduct full due diligence on the providing source once clients are pre-qualified and all documents/contracts/fee agreements/non disclosures are signed. Disbursements will match your draw request accordingly.

OTHER SERVICES:

• DISCOUNTING, LOANS AND/OR TRADE PROGRAMS FOR YOUR BANK INSTRUMENTS (SBLC, BG, LETTERS OF GUARANTEES, BONDS, SKR, MTN, AND OTHER "EXOTIC" PAPER ASSETS) - PROVEN SOURCES.
• EXPORT FINANCING (PROVIDING CASH ADVANCE FROM PRIVATE INVESTORS FOR YOUR FIRST SHIPMENTS) AND SETTING UP ADVISING BANK FOR YOUR TRANSACTION - PROVEN SOURCES - BANKING AND CLIENT REFERENCES AVAILABLE.
• PRIVATE MONEY INVESTORS WHO WILL LEND AGAINST REAL ESTATE PROPERTIES (USA ONLY) - PROVEN SOURCE - JUST BE SURE YOU CAN AFFORD YOUR OWN APPRAISAL AND OTHER 3RD PARTY REPORTS.
  

Contact us with your scenario. Principals Preferred, respectful intermediaries and brokers protected and welcomed.

Letter of Guarantees, SBLC issuance:

Do you need a bank guarantee/letter of guarantee, or standby letter of credit to be issued in your favor in order to get your credit line made available to you? We can assist, however, there is a cost up front to establish your new account with our bank / financial institution that will facilitate this transaction (therefore, this is NOT for those who are wanting to do banking without any out of pocket expenses and costs - - good luck in your search for a "free lunch" in banking).

The EXACT price quote for your transaction can be given once we know how much BG do you need, how long you need it, do you need pre-advise, (etc... more details of your transaction, language of the guarantee / its verbiage, your proof of the available credit line with your bank, project summary, are just some of the information need to be reviewed by our banker first).

If you want to fill out the application, please contact us.

Please Be Advised:Important Information about Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individuals and businesses) who opens an account. When you open an account, our banks and private lending facilities will ask for your name, address, date of birth and other information that will allow us to identify you. They will also ask for your driver's license and other identifying documents.

LOANS AGAINST SBLC (OWNED & "Joint-Ventured"):

If you have an SBLC (Standby Letter of Credit), here is a guideline for your review...

A. BORROWER FILLS OUT APPLICATION (TEMPLATES WILL BE PROVIDED)
B. BANKER REVIEWS APPLICATION, IF ACCEPTED, THEN...
C. ENGAGEMENT LETTER IS ISSUED. IF NOT ACCEPTED, FILE IS THEN CLOSED.
D. IF AGREEABLE, THEN INVOICE IS ISSUED, IF NOT AGREEABLE, FILE IS CLOSED.
E. ONCE INVOICE IS PAID, TERM SHEET IS ISSUED. IF INVOICE IS NOT PAID, FILE IS CLOSED.
F. ONCE TERM SHEET IS SIGNED, YOUR NEW HOLDINGS ACCOUNT IS CREATED.
G. AT THIS TIME, YOUR BANK SENDS SWIFT PRE-ADVISE (IF NOT, THEN SWIFT MT760)
H. ONCE CONFIRMED, THEN LINE OF CREDIT IS ISSUED, SO THAT THE BORROWER CAN PAY ANY COSTS ASSOCIATED WITH THE TRANSACTION.
I. IF THE INSTRUMENT IS "LEASED", THEN WE NEED DIRECT CONTACT WITH THE ACTUAL OWNER OF THE INSTRUMENT. ONCE IN CONTACT, IF TERMS ARE NOT AGREEABLE, THE FILE IS CLOSED.

ALTERNATIVE SOLUTION: WE CAN PROVIDE THE COLLATERAL FOR THE BORROWER *AND* PROVIDE THE LOAN AGAINST IT.

WE DO NOT QUOTE ANY "LTV's", not until all of the applicant's *COMPLETE* paperwork/application documents are thoroughly reviewed. THIS CAN ONLY BE DONE OFFICIALLY BY THE BANK, NOT US. PLEASE UNDERSTAND THIS SIMPLE FACT OF BANKING.

If these terms above are agreeable and makes sense, and you wish to move forward with the evaluation process (no charge/no fees up front for this initial service) let me know. If we have a deal, we can give you a price quotation to structure the transaction.

FREQUENTLY ASKED QUESTIONS:

> what is your timeline - DEPENDS ON WHICH BANK WE USE. SOME CAN FUND WITHIN 72 HOURS AFTER ALL COMPLIANCE IS DONE, ACCOUNT IS CREATED AND PAPERWORK COMPLETED, OTHER BANKS/PRIVATE INSTITUTIONS WE USE TAKE ABOUT 2 WEEKS ALL THE WAY UP TO 45 BANKING DAYS, DEPENDING ON EACH UNIQUE TRANSACTION WE PRESENT TO THE TABLE.
> up to what amount you can fund - WE LIKE TO START WITH BETWEEN 5 TO 10M, AND RAMP IT UP FROM THERE TO HIGHER AMOUNTS.
> what is your LTV* - IF THE INSTRUMENT IS OWNED, UP TO 100% OF THE FACE VALUE, IF IT'S LEASED, BETWEEN 50% TO 65% * APPROXIMATE, NOT EXACT.

Here is an example of "acceptable" SBLC verbiage / language:

*Begin*

ACCEPTED SBLC FORMAT ICC 500600
SBLC :xxxxxxxxxxx
Name Issuing Bank: xxxxxxxxxx.
Currency: USD $xxxxxxxxx
Amount: xxxxxxxxx
ADVISING BANK:xxxxxxx
Issued at: xxxxxxxxx
Issuing Date: xxxxxxxx
Maturity Date: I YEAR FROM ISSUANCE

For the value received, We the undersignedXXXXXXXXXXXXX,hereby issue out irrevocable, unconditional, transferable. Divisible. And Without protest or notification promise to pay against this SBLC to the order of XXXXXXXXXXXXXXXXXXXXXXXXXXXXX
HAVING ACCOUNT NO:XXXXXXXXXXXXXX  the bearer or holder thereof at maturity, the sum of USD XXXXXXXXXXXXXXXXXDollar in the lawful currency of the United States of America, upon presentation and surrender of this Guarantee at the counters of XXXXXXXXX. Such payment shall be made without setoff and free and clear of any deductions, charges, fees,or with holding of any nature presently or in the future, imposed, levied, collected, with held or assessed by the Government of the XXXXXXXXX, or any political subdivision or authority and therein and there of.
This SBLC is divisible, assignable, and transferable without presentation of it to us and without the payment of any transfer fee or charges.
This SBLC is governed by The Uniform Customs and practice for SBLC as set forth by the International Chamber of Commerce Paris, France, latest revision of publication 500 / 600. This SBLC shall be governed by and shall be construed in accordance with the laws Of XXXXXXX.
For and on behalf of XXXXXXXX.

NOTE:
o    THE TEXT OF THE SBLC MAY VARY FROM BANK TO BANK BUT NOT IN ITS SUBSTANCE.

*End*

If you want to fill out the application, please contact us.